Save for your goalsSecure your future with the all in one
Sure Deal Savings and Investment Plan.

What is Sure Deal?

Sure Deal is a life cover, savings, and investment plan from Old Mutual Life Assurance that offers a tax-free guaranteed lump sum benefit at maturity of the plan. It is designed to help you save in a disciplined manner over a period ranging from 5 years to 10 years in order to accumulate sufficient funds to enable you to achieve your dreams.
What's in it for you?

Sure Deal is a life cover, savings, and investment plan tailored to enable you to meet your life aspirations that have financial costs. With your goal in mind, Sure Deal offers flexible and easy payment installments to enable you to accumulate funds over a period of time. Other optional benefits that come with the plan include:

  • Life Cover benefits are payable to a nominated beneficiary immediately on the death of the policy owner within the policy.
  • Accidental death benefits are payable on the death arising from accidents.
  • Waiver of premium benefit on death, this is an additional benefit that waives future contributions due under the plan in case of your unfortunate demise or disability.
  • Total permanent disability benefits as a result of accidental injuries and disease.

man sitting in thought with his laptop in front of himHow does it work?
  • Visualise your dream (buying a car, building a house, purchasing land, a wedding ceremony)
  • Estimate how much you would need to achieve your dream
  • You can choose to contribute either monthly, quarterly, semi-annually, annually or you can choose to pay, a single lump sum
  • Alternatively, talk to us and let us help you calculate how much you need to invest in Sure Deal to achieve your goal
man sitting behind his desk in thoughtTALK TO USAchieve your dreams with Sure Deal Savings and Investment Plan.Easily manage your Old Mutual Life policy payments with multiple secure options:First time customers

Step 1: Dial *185# and select payments

Step 2: Select Goods and Services

Step 3: Enter "UAPLIFE" as the merchant code

Step 4: Enter the reference number, e.g: policy number

Step 5: Enter the amount

Step 6: Enter the PIN and confirm payment

FlexiPay customers

FlexiPay customers via USSD

  • Dial *291# and enter PIN
  • Select Pay Merchant
  • Enter Merchant Code - 238233
  • Enter reference number (Policy number)
  • Enter amount and reason for payment (Enter Policy number)
  • Confirm details and submit

    • FlexiPay customers via App

  • Log onto the App
  • Select Pay Merchant
  • Enter Merchant Code - 238233
  • Enter reference number (Policy number)
  • Enter amount and reason for payment (Enter Policy number)
  • Confirm details and submit
    • Non FlexiPay customers
  • Dial *291# and enter PIN
  • Select Pay Merchant
  • Enter Merchant Code - 238233
  • Enter reference number (Policy number)
  • Enter amount and reason for payment (Enter Policy number)
  • Select option 1 to confirm
  • Enter Mobile Money PIN to confirm payment
    • Banking options

    You can pay your premiums by making a deposit in various accounts.

    View the list of available accounts here.


    Want to know more Sure Deal Savings Plan? If you want to know more, we've answered some questions you might have.

      Any person between the ages of 18 and 65 is eligible to take up Sure Plan.

      You can only access any benefit under Sure Deal after the plan has acquired a cash value that is, after the plan has been in force for 3 consecutive years.

      In case the disability of the policy owner occurs during the contribution period, Old Mutual Life Assurance will waive the premiums due under the plan during the continuance of such disability if the waiver of premium rider is purchased.

      Yes, you can apply for a loan from Old Mutual Life Assurance on the security of the cash value of Sure Deal at the company's discretion. Sure Deal plan acquires a cash value after three complete years, which means that you can only access a loan using the plan after it has been in force for three complete years.

      If your plan has been in force for less than three complete years, it lapses due to failure to contribute payments and you lose all the benefits listed under the plan.

      If your plan has been in force for three or more years, it can be converted into a paid-up plan for a reduced benefit payable at maturity or surrendered(terminated) for cash value at that point in time and paid out.

      Sure Deal pays you the guaranteed amount indicated in your policy schedule in a lump sum.

      Yes, you can on application to Old Mutual Life Assurance.