What is a Balanced Fund?
- Regular Income: Receive quarterly distributions of dividends from stocks and interest from bonds.
- Investment Flexibility: Easily switch your investment between different funds offered by our company to adapt to your changing goals.
- Accessible Withdrawals: Enjoy convenient and quick withdrawals with options like M-Pesa and EFT. The minimum amount depends on the withdrawal frequency.
- Cost Savings: Benefit from a decreasing initial charge structure, where larger investments attract lower fees.
- Ongoing Support: Receive monthly financial statements and access to valuable investment advice from our team.
- Financial Planning: Set up a Cash Flow Plan to automate regular transfers from your balanced fund to your designated account or other investments within our company.
- Life Wrapper Benefit: Explore the added advantages of a life wrapper benefit (subject to availability and specific terms)
Investment as Collateral: Utilize your balanced fund account as security for a loan (subject to approval).
Multiple Access Points: Conveniently manage your account through USSD, web platform, and mobile app.
Diversified Portfolio: The balanced fund invests in a range of medium-risk assets across East Africa, including:
- Shares (equities) of established companies
- Bonds issued by governments and corporations
- Money market instruments for short-term stability
Investment Flexibility: There is no fixed investment term, allowing you to exit at your convenience.
Multiple Contribution Methods: Invest conveniently through direct debit, M-Pesa, cheques, or standing orders.
Free Withdrawals: Enjoy one free withdrawal per month. Additional withdrawals may incur fees.
Recommended Investment Horizon: We recommend a minimum investment period of 3 years to maximize the potential benefits of the balanced fund.
